Terms of Service
Last updated: June 2025
Acceptance of Terms
By accessing and using FinanceWizardTools.com ("the Website"), you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Website.
Description of Service
Finance Wizard Tools provides free financial calculators, planning tools, and educational resources. Our tools are designed for informational and educational purposes only.
Not Financial Advice
The content, calculators, and tools provided on this Website are for educational and informational purposes only. They do not constitute financial, investment, tax, legal, or other professional advice. You should consult with a qualified professional before making any financial decisions.
Accuracy of Information
While we strive to provide accurate and up-to-date information, we make no warranties or representations about the accuracy, reliability, completeness, or timeliness of the content. Financial calculations are based on mathematical formulas and assumptions that may not reflect your actual financial situation.
User Responsibilities
You are responsible for verifying any information obtained from this Website before relying on it. You agree not to use the Website for any unlawful purpose or in any way that could damage, disable, or impair the Website.
Intellectual Property
All content on this Website, including text, graphics, logos, calculators, and software, is the property of Finance Wizard Tools and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our written permission.
Third-Party Links
The Website may contain links to third-party websites. These links are provided for convenience only. We do not endorse or assume responsibility for the content or practices of third-party websites.
Limitation of Liability
To the fullest extent permitted by law, Finance Wizard Tools shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of the Website or any information obtained from it. This includes, but is not limited to, financial losses resulting from decisions made based on our calculators or content.
Indemnification
You agree to indemnify and hold harmless Finance Wizard Tools, its officers, directors, employees, and agents from any claims, damages, or expenses arising from your use of the Website or violation of these Terms.
Changes to Terms
We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to the Website. Your continued use of the Website after any changes constitutes acceptance of the modified Terms.
Governing Law
These Terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law principles.
Contact
For questions about these Terms of Service, please contact us at contact@financewizardtools.com.